For advisers & wealth professionals
$84 trillion is about to change hands. Most advisers won't keep the relationship.
Six Islands is the practical tool advisers use to start estate, succession and intergenerational wealth conversations and stay in the room when the wealth transfers.
The wealth transfer problem
The next generation isn't ready - and they know it.
Over the next two decades, Australian households will pass an estimated $3.5 trillion to their children.1 Globally the figure is closer to $84 trillion.2 It is the largest intergenerational wealth transfer in history.
The data on what happens next is not flattering. Roughly 70% of inherited wealth is gone by the end of the second generation.3 The single largest predictor of failure is not market performance or tax, it is a breakdown in communication and a lack of financial preparation in the heirs. An estimated 80% of heirs change advisers within a year of inheriting.4
Your clients know this. They also know they have not had the conversation. Most never will, because the conversation feels morbid, awkward, or like it might be misread as a promise.
Six Islands gives the parent a reason to start, and a structure to finish.
- 1. Productivity Commission, Wealth transfers and their economic effects, 2021 (Australian intergenerational wealth transfer estimate).
- 2. Cerulli Associates, U.S. High-Net-Worth and Ultra-High-Net-Worth Markets, 2024 (global "Great Wealth Transfer" projection through 2045).
- 3. The Williams Group, 20-year study of 3,200 families, cited in Preparing Heirs (Williams & Preisser, 2003).
- 4. Cerulli Associates / InvestmentNews adviser retention research on inherited assets.
How advisers use it
A practical tool, not another brochure.
Start the conversation that clients avoid
Estate plans, succession, the kids' financial literacy, the topics every client knows they should address and most never do. Six Islands gives you a structured, non-confrontational way in.
Engage the next generation early
80% of heirs change advisers within a year of inheriting. A book co-branded with your firm, gifted by the parent to the child, puts you in the room a decade before the transfer happens.
Deepen the existing relationship
Use it as an onboarding gift, a milestone marker (retirement, business sale, grandchild), or the centrepiece of an annual family review. It's a tangible artefact of the advice, not another PDF in an inbox.
What every book includes
An object designed to be kept, not filed.
The financial education content covers the six islands of wealth in plain English. Shares & Index Investing, Your Own Business, Residential Investment Property, Commercial Investment Property, Retirement Investing, and IP & Digital Income. The personalised Our Journey section is the part the recipient will read first, and reread for decades.
- Premium hardcover, printed in Australia
- Personalised by the parent in their own handwriting
- Co-branding with your firm (25+ books)
- Online Completion Guide for every recipient
- Each book includes a code for The Archipelago companion
Adviser bulk pricing
Simple, volume-based pricing.
Standard retail is $130 per book. Adviser pricing starts at 10 books. Co-branding with your firm's logo and a short foreword is included at 25 books or more.
| Quantity | Price per book | Co-branding |
|---|---|---|
| 10 books | $99 each | - |
| 25 books | $89 each | Included |
| 50 books | $79 each | Included |
Larger volumes and licensing arrangements available on request.
Let's talk about your client base.
Tell us a little about your firm and how you'd like to use Six Islands. We'll come back within two business days with pricing, samples and co-branding options.